SIP Calculator

Calculate the future value of your Systematic Investment Plan

Parameters

Projected Results

Invested Amount

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Est. Returns

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Total Value

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Understanding Your SIP Investment

A Systematic Investment Plan (SIP) is a disciplined way of investing a fixed amount of money at regular intervals. Our SIP calculator helps you project the future value of your investments and understand the power of compounding.

How to Use the Calculator:

  • 1. Enter Monthly Investment: Input the amount you plan to invest each month.
  • 2. Set Expected Return Rate: Enter the annual interest rate you expect your investment to generate. Mutual fund returns are not guaranteed, but a long-term average of 12% is a common estimate for equity funds.
  • 3. Define Time Period: Enter the number of years you plan to stay invested. The longer the period, the greater the power of compounding.
  • 4. Analyze Results: The tool instantly shows you the total amount invested, the estimated returns earned, and the projected total value of your investment. The doughnut chart provides a clear visual breakdown of your investment versus your earnings.

The Power of Compounding

The magic of SIPs lies in compounding, where you earn returns not just on your principal investment but also on the accumulated returns. As you can see from the calculator, over long periods, your estimated returns can significantly outweigh the total amount you invested. This disciplined approach helps build substantial wealth over time.